Finances

In the midst of weakening Ringgit currently, many investors are starting to feel uncertain about their next move. Should we invest locally or abroad going forward? What are the factors that we should consider? In our opinion, we should go back to the basic of investing by answering these two simple yet mind-challenging questions: What is the type of return are we looking at? Yes. All of us knew that we can either go for dividend or capital gain . But, the third type of return comes from foreign exchange gain . Given the same type of investment holdings, the return could be very much different if it was invested in different currency class. What's the rule of thumb for placing your money into an investment? Talking about the rule, it should be very much based on the fundamentals of various asset classes. Profit and loss, P/E ratio, ROI, Equity to Debt ratio and so on... However, sentiment and emotion sometimes clouded our mind, forcing us to forget these fundamentals and succumb to ...

Yet, another new fund from Public Mutual for investors to consider. The local fund house want to capitalize on its local expertise by launching this new local fund which seeks to achieve capital growth over the medium to long-term period by investing in a portfolio of investments comprising small and medium-sized companies in terms of market capitalisation from diversified economic sectors. Only local? How about foreign markets? Although the fund is predominantly investing in local stock market, it can also invest in component stocks of small and mid cap stock market indices of selected foreign markets. If the small and mid cap stock market indices are not available for a foreign market, the fund will invest in stocks of companies which form the bottom 30% of the cumulative market capitalisation of that particular market. To achieve increased diversification, the fund may invest up to 25% of its NAV in equities and fixed income securities of selected foreign markets which include C...